By phone
Call us free on:

0800 414 8179

(Lines are open 9am-5pm Mon-Fri)

By Email
Email us anytime

salessupport@benenden.co.uk

Request a callback
Give us a few details and we'll call you

View now

Healthcare for Business

Healthcare for Business

An affordable way to look after your employees when any health issues arise.

When your employees are faced with a long wait on the NHS, our private healthcare could provide support.

Healthcare for Business- support when it happens

Got a question and want to know more? Call us FREE on 0800 414 8179 today.

Affordable health solutions that care for your business and your workforce

Supporting your employee’s health and wellbeing is vital to help you maintain a healthy, productive business. However, private medical insurance can be expensive and cost prohibitive for many businesses. Healthcare for Business is not health insurance, it's a low cost alternative that could not only offer great value for your business, but also be beneficial for your employees.

Support provided by Healthcare for Business

When the NHS can’t help your employees in a timely manner, our discretionary healthcare could provide support with access to:

  • Private consultations and tests
  • Private treatment and surgery
  • Private physiotherapy
  • Psychological wellbeing treatment
  • 24/7 GP and psychological wellbeing helplines

Limits and exclusions apply. 

Award winning service

Our Healthcare for Business product was recognised in 2017 at the prestigious Moneywise Customer Awards, and we were awarded the Most Trusted Health Insurance Provider via Your Employer.


Benefits for your business and for your employees

For your business
  • Low fixed cost with no increase in premiums because of age or usage - our cost is reviewed on an annual basis
  • Supports your duty of care obligations
  • Helps to reduce absenteeism
  • Helps to increase staff retention and attraction
  • Helps to improve employee productivity, motivation and morale
For your employees

They will benefit from:

  • Convenient access to GP and psychological wellbeing helplines 24/7, 365 days a year, from anywhere in the world
  • Access to faster diagnosis
  • Access to faster treatment
  • Additional discounts and rewards
  • No excess or upfront costs to pay and claim back

A six month qualifying period for services may be applicable. 


Call us free

0800 414 8179

  


9am to 5pm, Monday to Friday

Contact us

Find out how to get in touch.

Support provided by Healthcare for Business

When the NHS can’t help your employees in a timely manner, our discretionary healthcare could provide support with access to a range of services.

Private consultations and tests

With over 500 diagnostic facilities nationwide, we could provide access to private consultants for prompt tests and diagnosis.

We will pay up to £1,800 towards private consultations, diagnosis and tests – this is not an annual limit, this is funding available per condition.

A six month qualifying period for services may be applicable.

Private treatment and surgery

We can help to treat over 250 conditions and can pay for the full cost of all approved and available surgery/treatment. We have a large number of hospitals and clinics for your employees to choose from.

A six month qualifying period for services may be applicable.

Private physiotherapy

The physiotherapy service we offer is intended to provide an interim solution until your employee's NHS appointment becomes available.

Treatment can include a tailored course of self-managed exercises prescribed by the physiotherapist, or face-to-face support.

If the physiotherapist recommends face-to-face treatment we will arrange for your employees to attend one of over 700 Rehabworks accredited clinics. We provide funding for up to six sessions.

A six month qualifying period for services may be applicable.

Psychological wellbeing treatment

When your employees have work or personal problems, and are facing a long wait on the NHS, our psychological wellbeing service can provide structure and positive support to help fill the gap.

Support can include guided self help as well as telephone or face-to-face counselling.

A six month qualifying period for services may be applicable.

24/7 GP and psychological wellbeing helplines

Our 24/7 helplines give your employees access to a qualified, UK-based GP or mental health expert.

Convenient access to experts means that employees don’t have to take time off from work to speak to a GP or qualified therapist.

Our helplines are accessible from anywhere in the world. GP 24/7 can also be accessed online via a face-to-face eConsultation between 8.30am and 6.30pm, Monday to Friday. Private prescriptions are also available within the UK, additional charges apply.

Typically an online/telephone consultation with a private GP costs £30 for 10 minutes or £45 for 20 minutes (Push Doctor, July 2018), however with Healthcare for Business your employees are free to use our 24/7 GP advice and psychological wellbeing helplines as often as they like and are covered by our low monthly fee of only £10.25 per person.

Independent Care Advice

It can be a difficult decision when a family member such as a parent needs short or long term care. Your employees will be able to contact a dedicated personal care adviser who will give expert guidance and reassurance, helping you through the whole process and, where appropriate, providing detailed reports shortlisting the most suitable care providers.

Financial Assistance

Financial support up to £1,500 to purchase a range of items that can assist your employees who have been diagnosed with cancer or tuberculosis.

A six month qualifying period for services may be applicable.

Additional benefits

Employees will receive our quarterly health and wellbeing magazine Be Healthy. In addition, they will have access to discounts across a range of Benenden products and a wide range of discounts on holidays, shopping and other health and wellbeing products including home and travel insurance.


What your employees' membership excludes

The NHS provides speedy care for a number of conditions, which are among those we don't provide treatment for. Instead we aim to use our members’ contributions to pay for healthcare that complements the NHS, making our healthcare a much more affordable alternative.

  • Emergency care
  • Surgery for arterial, cardiac, neurological or complex orthopaedic problems or Bariatric surgery. However, The Benenden Hospital Trust offers a preferential rate to members who opt to have their hip or knee replacement surgery on a self-pay basis at Benenden Hospital in Kent. This discount is not available at other Benenden Approved Hospitals
  • Cosmetic, breast, plastic, sterilisation, nerve, dental or maxillofacial surgery, or surgery for transplants
  • Appointments with specialists such as radiologists, dentists, opticians or complementary therapists and pain management specialists
  • Heart surgery
  • Cancer treatment
  • Retrospective services, where our written authorisation hasn’t been sought
  • Consultations, tests and treatments outside the UK
  • Services which are delivered by a non-UK, non-VAT registered organisation
  • We are unable to support ongoing monitoring, follow-up consultations or treatment for the same medical condition. You should seek support through the NHS
  • Minor outpatient treatments (MOTs), such as wart or cyst removals, unless Benenden have provided the diagnosis and expressly agreed to fund the treatment

Call us free

0800 414 8179

  


9am to 5pm, Monday to Friday

Contact us

Find out how to get in touch.

How your employees access our services

  • Call our 24/7 helplines to speak to a UK-based GP, or for psychological support.

  • Visit their GP for advice and an onward referral – then contact us if there is a delay on the NHS for a diagnostic consultation or for treatment on a range of conditions.

  • Call us to request physiotherapy services, without the need for a GP referral, support includes self-managed exercises prescribed by a qualified physiotherapist or face-to-face support across a network of 700 clinics.

Setting up a scheme is easy

Agreement letter signed
Step 1

Agreement letter is supplied and signed.

Access to our online portal
Step 2

You will have access to our easy-to-use online portal where you can add the employees you want to cover and manage your healthcare plan.

Cover starts on chosen month
Step 3

Employee cover starts on the 1st of the chosen month.


How can we offer affordable healthcare?

We’re able to offer high-quality private healthcare for just one low cost per employee because:

  • Because we are a not-for-profit organisation with the primary focus of providing our members with the services they require and not worrying about profits to give to shareholders
  • Because we have over 800,000 members it allows us to negotiate excellent pricing with private medical providers
  • Because we believe in affordable, accessible private healthcare for those times when you need extra support
  • Because we don’t compete with the NHS and don’t offer treatment for health issues the NHS supports really well, such as cancer care or heart problems, although we do help to diagnose these conditions if they are initially suspected
Our network of hospitals

We have a national network of 26 hospital facilities dedicated to providing prompt treatment. Our network also provides access to an additional five hospitals for paediatric services. More information available upon request. Your employees will also have access to over 500 diagnostic facilities nationwide.

Our treatment and surgery network includes our own Benenden Hospital located in Kent. In 2017, Benenden Hospital received the highest rating of ‘Outstanding’ from the Care Quality Commission (CQC).

Employees living within our calculation of a 2 hour drive time of Benenden Hospital will undergo their treatment at Benenden Hospital (subject to the availability of the required specialty). Travel advice can be provided to employees who are required to travel to Benenden Hospital. All other employees outside of this catchment area can choose to use Benenden Hospital should they wish to do so.

 


Call us free

0800 414 8179

  


9am to 5pm, Monday to Friday

Contact us

Find out how to get in touch.

What do our business customers say about Benenden Health?

Benenden Health looks after businesses of all shapes and sizes, and could really add value to your organisation, but don’t just take our word for it. Take a look at the following case studies and hear for yourself.

We introduced Benenden as part of our Health @ Work Action Plan; it complements the work contained within our Action Plan and School Development Plan and provides a service that would otherwise not have been available to staff

Fidelma Hegarty, HR & Finance Manager, St. Columb’s College

Staff health issues can now usually be resolved quickly, resulting in less sick leave. Not having to wait on a long NHS list to speak to a professional keeps anxiety levels to a minimum and aids our staff’s mental health.

Karen Johnston Office Manager, Christian Fellowship Church

Andrea Ashman, Director of HR at MidKent College discusses the benefits of Benenden Healthcare for Business and how it has helped reduce sickness and absenteeism amongst her co-workers.

Angela Hencher of Kent College discusses how Benenden Healthcare for Business can not only act as a reward benefit but gives their staff the back up support they need when the NHS is unable to help.

Nadeem Aziz, Chief Executive at Dover District Council explains how Benenden Healthcare for Business helped reduce absenteeism by 12% a year after introducing our corporate scheme to his team.


Call us free

0800 414 8179

  


9am to 5pm, Monday to Friday

Contact us

Find out how to get in touch.

Frequently asked questions

We’ve collated some questions frequently asked by employers in the list below.

Are there any age restrictions for an employee to be accepted?

All employees who are normally resident in the UK and aged 16 and over are eligible, with no upper age limit.

Do employees need to undergo a medical to be accepted?

No lengthy medical questionnaires are necessary; medical history is disregarded.

How many people can I cover on business healthcare?

Healthcare for Business could be suitable for any company, any size.

Are there any hidden costs?

Our healthcare is available for one low, flat cost. There are no excesses. Also, our cost doesn’t increase due to employee age or service usage. The cost is reviewed on an annual basis.

Is it easy to set up?

Yes, we make it really easy, as everyone is accepted, as long as they are over 16 and normally resident in the UK. There are no medical questionnaires to answer and there is very little ongoing admin for you to do, as we assist the employee directly.

How do my employees access the medical helplines?

We’ll provide a free phone number to your employees, so that they can call from anywhere in the world whenever they need help. They will be asked to confirm their name and membership number, so that we can verify their details. For GP support the relevant medical specialist will call your employee back, at a convenient time to suit them. For psychological wellbeing support, assistance is provided on the initial call.

How does business healthcare differ to private medical insurance?

We’re not a medical insurer; all our services are provided on a discretionary basis. We review each case based on the wait on the NHS. For more information visit how it works.

How could my business save money through Healthcare for Business?

UK employees average 7.5 days absent each year (CIPD Absence Management Annual Survey Report 2016) equating to a cost of £938 per employee, based on the UK average salary of £29,009 p.a.*. And that’s without including the cost and resources needed to find replacement staff or the impact on customer dissatisfaction. Benenden Healthcare for Business could be a way of reducing the cost of absenteeism, through improved employee health and morale leading to reduced time off work. Don't just take our word for it.

*Calculation based on 2017 ONS, average salary of £29,009 with 252 working days (with 20 days holiday).

What is the cost?

Our Healthcare for Business is one low cost per employee, call our dedicated sales team to find out more.

What does ‘discretionary’ healthcare mean?

We’re not a medical insurer; all our services are provided on a discretionary basis.

This means when your employees call to request our services we review their case based on their current wait on the NHS.  If an NHS referral involves a wait time of more than three weeks for a diagnostic appointment or five weeks for an approved treatment, we will arrange a private appointment.

We review our services regularly and our members are informed of any changes.

If you can’t find the answer you are looking for, please do contact us


Call us free

0800 414 8179

  


9am to 5pm, Monday to Friday

Contact us

Find out how to get in touch.

Get in touch

Our dedicated sales and support team are here to help. We’ll work with you to discuss your needs and priorities to develop a healthcare solution that works for you and your employees. Call us today:

 

0800 414 8179

 

 

 (Please note that no advice will be given in relation to the sale of the product)


Sign up to our Employee Engagement newsletter

Get useful tips and ideas to help improve the health and wellbeing of your employees

Sign up